AML Staff Compliance Testing
Built In, Audit Logged
ClearAML tests staff understanding of AML/CTF obligations and records every completion in the audit trail — providing AUSTRAC with documented evidence of comprehension, not just exposure.
How does ClearAML handle AML staff training requirements?
ClearAML includes built-in AML/CTF compliance testing for staff — a structured quiz covering the firm's obligations and Personal Due Diligence (PDD) identity verification — with completion records retained in the audit log for AUSTRAC inspection.
What AUSTRAC requires for staff training
Under the AML/CTF Act, every reporting entity must train staff who deal with customers or have AML/CTF responsibilities. Training must cover the firm's obligations, how to recognise red flags, CDD and reporting procedures, and how to escalate suspicious matters. It must occur at induction and be repeated at regular intervals — at a minimum annually.
Critically, the obligation is not just to provide training — it's to retain evidence that training occurred. AUSTRAC inspectors expect to find records showing which specific staff completed training, when, and what was covered. Records that amount to a signature on a policy document provide weak evidence of compliance. Documented quiz results provide strong evidence of comprehension.
What ClearAML provides now
AML/CTF Compliance Quiz
A structured quiz covering your firm's AML/CTF obligations — designed to test comprehension, not just awareness:
- • Red flags for money laundering and terrorism financing
- • CDD requirements for different client types
- • Reporting obligations (SMR, TTR, IFTI)
- • PEP and sanctions screening obligations
- • When and how to escalate suspicious matters
Personal Due Diligence (PDD)
Identity verification for staff with AML/CTF responsibilities — completed within ClearAML and creating a formal, dated record that each team member has been vetted.
Both the quiz completion and PDD verification are automatically logged in the audit trail with the staff member's name and the date completed.
Coming soon: Full AML/CTF Training Modules
Full AML/CTF training modules covering PEP and sanctions identification, EDD scenarios, the SMR drafting process, and sector-specific case studies are on the ClearAML product roadmap. These will extend the existing compliance testing with guided learning content — all recorded in the same audit trail.
Policy sign-off vs documented comprehension
Policy document approach
- • Staff sign to confirm they've read the policy
- • No evidence of what they understood
- • No record of when they completed it
- • Records stored in email or paper files
- • Hours to locate records under inspection pressure
- • No annual reminders — follow-up is manual
ClearAML compliance testing
- • Quiz score documents comprehension, not just exposure
- • Automatic timestamp when quiz is completed
- • Every completion attributed to the specific staff member
- • Records stored in immutable audit trail
- • Training report produced for AUSTRAC in seconds
- • Annual reminders triggered automatically
Everything you need to be compliant
Replace your fragmented spreadsheets with a purpose-built platform designed for Australian accounting firms.
AML/CTF Compliance Quiz
Structured quiz covering your firm's AML/CTF obligations — red flags, reporting requirements, CDD procedures, and PEP/sanctions awareness. Tests comprehension, not just exposure.
Personal Due Diligence (PDD)
Staff complete identity verification through ClearAML — creating a formal, dated record that each team member has been vetted. Required for compliance officers and staff with AML/CTF responsibilities.
Completion Records in Audit Log
Every quiz completion is automatically logged with the staff member's name, the date completed, and the score achieved — permanently stored in the immutable audit trail.
User Attribution
Records show exactly which staff member completed training and when — providing the chain of custody AUSTRAC inspectors require when reviewing your training program.
Instant Retrieval for AUSTRAC
Filter the audit trail by event type to produce a complete training completion report for AUSTRAC in seconds — no searching through email confirmations or paper records.
Annual Reminders
ClearAML prompts staff when their annual training is due — ensuring your firm maintains continuous compliance evidence without manual follow-up.
Simple, Transparent Pricing
Choose the plan that fits your firm size. Get started today and receive a $15 signup credit in your wallet.
Professional
Complete compliance to suit most small and medium businesses.
Core Platform
Verifications
Service & Support
Starter
Cost effective, complete compliance for small businesses.
- Supported Users5
- Client Risk AssessmentsUnlimited
- PEPs & Sanctions Monitor
- KYC Checks (ID + Screening)$8.00 per check
- KYB Checks (Entity)$0.00 (Limited Time)
- Standalone Screening$5.00 per check
- Monthly Credits$0
- Support LevelStandard Email
- Staff TrainingAML/CTF Quiz & PDD Sign-off
Professional
Complete compliance to suit most small and medium businesses.
- Supported Users25
- Client Risk AssessmentsUnlimited
- PEPs & Sanctions Monitor
- KYC Checks (ID + Screening)$8.00 per check
- KYB Checks (Entity)$0.00 (Limited Time)
- Standalone Screening$5.00 per check
- Monthly Credits$135
- Support LevelPriority Support
- Staff TrainingAML/CTF Quiz & PDD Sign-off
Enterprise
White label solution with a big team and many more clients.
- Supported UsersUnlimited
- Client Risk AssessmentsUnlimited
- PEPs & Sanctions Monitor
- KYC Checks (ID + Screening)Custom Volume
- KYB Checks (Entity)Custom Volume
- Standalone ScreeningCustom Volume
- Monthly CreditsCustom Volume
- Support LevelDedicated Manager
- Staff TrainingCustom Modules & Branding
- White Labelling
Includes continuous PEP/sanctions monitoring and one-click audit reporting. No setup fees. 14-day free trial + $15 signup credit on all plans.
Frequently Asked Questions
Have a question? Reach out to our Melbourne-based support team.