Does ClearAML include staff AML compliance testing?
Updated 23 May 2026
Quick answer
Yes. ClearAML includes a built-in AML/CTF compliance quiz for staff and a Privacy and Data Disclosure (PDD) acknowledgement section. Completion records are retained in the audit log for 7 years and can be produced for AUSTRAC inspection immediately.
The AML/CTF Act requires reporting entities to train staff on their AML/CTF obligations and keep records of that training. ClearAML's built-in staff compliance testing provides a structured way to meet this obligation — and to prove you have met it when AUSTRAC asks.
What ClearAML currently provides
- AML/CTF compliance quiz: A structured quiz covering your firm's AML/CTF obligations, red-flag recognition, reporting requirements, and the tipping-off prohibition. Staff must complete the quiz, and their score is recorded.
- Privacy and Data Disclosure acknowledgement: A formal sign-off confirming that staff have read and understood your firm's privacy and data handling obligations — a requirement under the Privacy Act for firms collecting identification documents.
Why documented testing beats a verbal briefing
AUSTRAC does not accept "we briefed the team verbally" as evidence of training compliance. What AUSTRAC inspectors look for is documented evidence that staff received training, understood it (demonstrated by assessment), and that the training was dated. ClearAML's quiz completion records provide exactly this — with a timestamp, the staff member's name, and their score.
Audit log retention
Every quiz completion and PDD sign-off is recorded in ClearAML's immutable audit log and retained for 7 years. If AUSTRAC requests evidence of staff training at any point, you can produce it in seconds.
How ClearAML helps
ClearAML's built-in compliance quiz and PDD sign-off provide documented, audit-logged evidence of staff training — meeting AUSTRAC's record-keeping requirements without the cost of external training providers.